One of the most important financial decisions you can make is to protect against life’s unexpected risks and that’s why it is crucial to have the proper life insurance coverage in place to protect your family from the devastating effects of an untimely death.  In a recent survey done by LIMRA, 86% of respondents say they haven’t bought life insurance because it’s too expensive, yet overestimate its true cost by more than 2x.  Dutcher Insurance has the ability and resources to shop not only rates, but health conditions to ensure we are getting the best possible solution for you and your family.  Ask us about our life insurance needs calculator so we can determine how much you need and discuss how affordable life insurance can be.